CLIENT EXPERIENCE

Step 1= Intro Session

This is our introductory meeting. We will get to know each other, discuss financial concerns, define goals and determine the best course of action. This is a 30-45 minute complimentary session to make sure we have the right ‘chemistry’ and are on the same page to move forward!

Step 2= Fact Finding Session (60-90 mins)

This is an in-depth session during which we will spend time getting the ‘lay of the land,’ a more detailed understanding of your spending, saving and investing habits, goals and challenges.  We’ll identify ‘low-hanging fruit’ changes we can implement right away, as well as longer-term actions.

 Post-session, we will likely be in touch to start implementing the ‘low-hanging fruit’ items like determining risk tolerance, consolidating old retirement accounts, defining family and business protection needs, reviewing allocations in your existing employer plan, developing a spending plan, and start investing savings.

Step 3= In The Weeds Strategy Session (60-90 mins)

Now that we have established a solid spending, saving and investing plan, we will regroup to review accounts and goals, and to discuss specific pain points.  Based on our on-going discussions, I will provide a comprehensive picture of your finances via Asset Map which we will review and update periodically.

Step 4= Annual Review (45-60 mins)

We will meet to recap the year, update your asset map, and think ahead for the next few months.  If appropriate I will provide a financial plan and/or cash flow projections.

 INVESTMENT MANAGEMENT & FINANCIAL PLANING FEES

I provide investment management, comprehensive financial planning and financial education and counseling.  I do not require an account minimum so that anyone who is motivated to take control of their finances and work with me can absolutely do so!  My annual financial planning fee is based on levels of need, complexity and engagement.

Financial Planning Fees

Investment Management Alone:

$0-$499,999= 1.25%

Up to $1 million= 1.0%

$1 million += .90%

Financial Planning Alone

Set-up fee + Monthly Subscription

Based on client needs

Assets under management may result in reduced fees.**