True of false:

You should only work with a financial advisor if you have a lot of money.

FALSE! A financial advisor can help you with more than just investment management. I work with clients on all aspects of financial planning including understanding how to maximize saving, spending and investing to reach your current and long-term goals.

I work with clients from early career and into retirement—and every step along the way!— in order to help them invest and grow their wealth, manage investments according to risk tolerance and needs, and create a solid retirement income plan. Together we work on solutions to make the vision you have for your retirement a reality—and also identify how to express your values through legacy planning.

SERVICES

Financial Planning & Wealth Management

We listen to understand what your life goals are, and then help to develop a personalized financial plan which can help guide you along the way towards fulfilling these goals. And if your goals change, we can make adjustments to your plan too!

  • Establishing a financial foundation

  • Saving, spending & investing towards current an long-term goals

  • Cash Flow & debt management

  • Retirement planning, Social Security & Medicare strategies

  • Tax planning

  • College Savings

  • Estate/trust & legacy planning

  • Define/refine/review/revitalize financial goals

Investment Management

Investing isn’t just about stocks and bonds. It’s important to understand your specific goals you have for a specific pot of money, time frame for when you need the money, and how comfortable you are with the market in general. Understanding these factors helps us determine the best investment strategy for you.

  • Investing strategies

  • Determine risk tolerance

  • Asset allocation & diversification

  • Annual review & rebalancing

  • Tax efficiency & asset location

Financial Education: A valuable ‘out-of-the-box’ employee benefit!

Are you an employer wishing to reinforce your unique company culture by providing the ultimate ‘out-of-the-box’ employee benefit—financial wellness and education??  

We will work with your company to customize a financial education program that is tailored to the needs of your organization, workplace and employee population.  Whether it’s easily accessible online educational sessions, or live, in-person meetings, we can help your company stand out from its competitors in many ways:

  • Retaining key employees by helping to create a more supportive work environment

  • Reinforcing your unique company culture

  • Providing education on budgeting, financial planning, investing and retirement that will promote confidence and better saving/spending habits

  • Increasing employee participation in employer-sponsored retirement plans or other HR benefits

Delivering a financial wellness program tailored for employees of Michael and Son, Inc NC.

Our financial wellness curriculum includes customized presentations and interactive activities, worksheets and quizzes on key financial planning topics including:

-       Creating a saving & spending plan

-       Budgeting for a variable income

-       7 Retirement Principles

-       7 Investing Principles

-       What’s the deal with credit?

-       Debt management strategies

-       Getting your affairs in order